TERMS OF USE
Last updated October 22, 2023
AGREEMENT TO OUR LEGAL TERMS
We are Reed Credit Union ("Credit Union," "we," "us," "our"), is incorporated under the laws of the State of Texas at 10200 East Frwy #125, Houston, TX 77029.
We operate the website ReedCreditUnion.com (the "Website"), as well as any other related products and services that refer or link to these legal terms (the "Legal Terms") (collectively, the "Website or Services").
You can contact us by phone at 713.673.3333, email at reedcunion@aol.com, or by mail to 10200 East Frwy #125, Houston, TX 77029, United States.
These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and Reed Credit Union, concerning your access to and use of the website. You agree that by accessing the Website, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE WEBSITE USE IMMEDIATELY.
Supplemental terms and conditions or documents that may be posted on the Website from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Legal Terms at any time and for any reason. We will alert you about any changes by updating the "Last updated" date of these Legal Terms, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Legal Terms to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Legal Terms by your continued use of the Services after the date such revised Legal Terms are posted.
The Website is intended for use by Reed Credit Union Members and other persons interested in joining. All users who are minors in the jurisdiction in which they reside (generally under the age of 18) must have the permission of, and be directly supervised by, their parent or guardian to use the Website.
We recommend that you print a copy of these Legal Terms for your records.
TABLE OF CONTENTS
1. USER REPRESENTATIONS
2. THIRD-PARTY WEBSITES AND CONTENT
3. PRIVACY POLICY
4. MODIFICATIONS AND INTERRUPTIONS
5. GOVERNING LAW
6. LIMITATIONS OF LIABILITY
7. USER DATA
8. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES
9. TEXAS USERS
10. MISCELLANEOUS
11. CONTACT US
1. USER REPRESENTATIONS
By using the Website, you represent and warrant that: (1) you have the legal capacity and you agree to comply with these Legal Terms; (2) you are not under the age of 18; (3) you are not a minor in the jurisdiction in which you reside, or if a minor, you have received parental permission to use the Website; (4) you will not access the Services through automated or non-human means, whether through a bot, script or otherwise.
If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Services (or any portion thereof).
2. THIRD-PARTY WEBSITES AND CONTENT
You may find links to our select and trusted vendors and we have provided these links to their services as a convenience to you. We have reviewed these links and found them acceptable to our members needs but we cannot guarantee any service or information that may be found on any website other than ReedCreditUnion.com.
We do not warranty, express or implied any external website (link).
If you experience any problems or difficulties please
contact us immediately.
3. PRIVACY POLICY
4. MODIFICATIONS AND INTERRUPTIONS
We reserve the right to change, modify, or remove the contents of the Website at any time or for any reason at our sole discretion without notice. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services.
We cannot guarantee the Services will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Website, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Services at any time or for any reason without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Website during any downtime or discontinuance of the Services.
5. GOVERNING LAW
These Legal Terms and your use of the Services are governed by and construed in accordance with the laws of the State of Texas applicable to agreements made and to be entirely performed within the State of Texas, without regard to its conflict of law principles.
6. LIMITATIONS OF LIABILITY
IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE WEBSITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
7. USER DATA
We will maintain certain data that you transmit to the Website for the purpose of managing the performance of the Services, as well as data relating to your use of the Website. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.
8. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES
Visiting the Website or sending us emails constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Services, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SERVICES. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.
9. TEXAS USERS
10. MISCELLANEOUS
These Legal Terms and any policies or operating rules posted by us on the Website or in respect to the Services constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Legal Terms shall not operate as a waiver of such right or provision.
11. CONTACT US
In order to resolve a complaint regarding the Services or to receive further information regarding use of the Website, please contact us at:
Reed Credit Union
10200 East Frwy #125
Houston, TX 77029
Phone: 713.673.3333
Fax: 713.673.2420
